The Operating System for Canadian Group Benefits.

Benee is The Canadian Group Benefits Operating System, built for Canadian group benefits brokerages, MGAs and enterprise organizations.

It connects marketed, renewals, client history, claims experience, growth, documents, communications and team activity across one platform.

A group benefits operating system connects the workflows and information used to manage a group benefits book of business.

Instead of client history being spread across carrier PDFs, spreadsheets, inboxes and individual team members, Benee connects that information across marketed, renewals, claims, client history and ongoing servicing.

Benee is built for Canadian group benefits brokerages, MGAs and enterprise organizations, from smaller books to organizations managing thousands of in-force groups.

Benee supports unlimited users and can be fully white-labelled under the firm’s brand.

Technically, no.

Benee was built specifically around the workflows of Canadian group benefits. It includes client profiles, communications, activity history, renewals, marketed, revenue and other client-management functionality.

Some firms may choose to use Benee without a separate CRM. Others may continue using their existing CRM alongside it.

Yes.

Benee can be 100% white-labelled under the brokerage or organization’s brand, including client-facing experiences.

The relationship remains between the firm and its client.

No.

Benee supports unlimited users without additional per-seat pricing, allowing firms to give access to the team members who need it without managing individual software licences.

Yes. Benee uses AI to analyze group benefits renewals, marketed quotes, and carrier proposals and turn them into client-ready renewal reports in minutes.

Simply drag and drop your renewal, marketed quote, or carrier proposal into Benee. Its AI extracts and analyzes the information, then creates a professional report with clear side-by-side carrier and plan comparisons.

Depending on the data provided, Benee can analyze:

• TLRs (Total Loss Ratios)
• Pooling
• Credibility
• IBNR (Incurred But Not Reported claims)
• Trend
• Large claims
• Rate action
• Utilization
• Plan design changes
• Premium and cost changes
• Historical claims and experience
• Whether a carrier’s proposed increase appears justified based on the available experience

What can traditionally take hours of reviewing carrier documents, reconciling spreadsheets, analyzing claims experience, and building client presentations can be completed in minutes.

Benee doesn’t just summarize a renewal. It helps benefits advisors understand the numbers, compare the options, and have a better renewal conversation with their clients.

Brokers upload carrier quote documents directly into Benee.

Benee structures the carrier information, rates, premiums and plan design and turns it into a detailed, client-ready proposal, including historical claims experience where available.

Carrier quotes can be processed in under 90 seconds.

A detailed, client-ready proposal with historical claims experience can be completed in under 10 minutes.

Yes.

Benee provides a rolling 12-month renewal calendar showing upcoming renewals and their status, helping teams keep upcoming client work visible throughout the year.

Yes.

Benee maintains historical claims experience at the client level, including premium, paid and incurred claims, loss ratios and multi-year plan performance where the underlying information is available.

Claims can also be reviewed across areas such as EHC, drugs, dental and vision.

Yes.

Benee tracks year-over-year changes in premium, plan members and revenue, giving teams a historical view of how a client relationship has changed over time.

Yes.

For book migration, firms complete 4–6 questions in a CSV and upload their existing client documents.

The documents do not need to be renamed, sorted or reorganized before being uploaded.

Benee can populate 1,000+ client records within 24 hours from the required CSV information and existing client documents.

This can be used for an existing book or when bringing an acquired book onto Benee.

Yes.

Benee helps preserve client information and historical records when books change hands, including client growth, claims experience, renewals, documents, communications and activity history.

For acquisitions, existing client information and documents can be brought onto the same Benee environment used by the acquiring organization.

Yes.

Benee supports English and French across the platform and client-facing outputs, allowing users to switch between languages without rebuilding the proposal.

Benee supports marketed and renewal documents involving all Canadian group benefits carriers.

Benee maintains Canadian data residency, with customer data hosted in Montreal, Canada.

Yes.

Benee is SOC 2 Type II compliant and is designed to meet Canadian privacy requirements, including PIPEDA and Québec Law 25.